Terms of Service

Effective Date: January 2026
Market Volatility Disclaimer

The data provided by this application is based on live market feeds. Precious metal markets are highly volatile. SB PGM does not guarantee absolute accuracy. Users are solely responsible for their financial decisions.

By accessing SB PGM, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not use our service.

1. Purpose of Service

The SB PGM Precious Metal Calculator is strictly an estimation tool. It is intended to assist professionals in gauging potential value but should not be the sole basis for high-value transactions.

2. Limitation of Liability

To the maximum extent permitted by applicable law, SB PGM shall not be liable for:

3. Account Security

You are responsible for safeguarding your login credentials (Google Auth) and any One-Time Passwords (OTPs). You accept responsibility for all activities that occur under your account.

4. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Punjab, India, without regard to its conflict of law provisions.

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